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Anything is Possible if you Dare to Dream

May 19, 2011

Long-Lasting Marriages

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Divorce Drops, Long-Lasting Marriages Rise: U.S. Census Report

Fifty-five percent of all married couples have been married for at least 15 years, according to the census report, while 35 percent have celebrated their 25th anniversaries and a special 6 percent have made it more than 50 years.

Kathy Rogillio Birt says she has been married 27 years and shared the secrets of her success on the World News Facebook page.

"You must put the other person first, be a good listener, communicate, start and end the day with a kiss, don't go to bed mad, laugh a lot, keep up the romance, be spontaneous, and be quick to forgive," she wrote.


May 18, 2011

Business Credit Cards Jeopardize Personal Credit

Shorts story: don't use credit cards at all!

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Business Credit Cards Could Jeopardize Your Personal Credit Rating: Study

PHOTO: Despite safeguards to make consumer credit cards more transparent and safe, business credit card holders remain deceptive and harmful, according to a recent study by PEW.

Users of business credit cards are increasingly being subjected to potentially deceptive and harmful practices by card issuers, according to a study by the Pew Charitable Trusts.

Offers for business credit cards have skyrocketed after new protections went into effect in 2009 to protect consumer credit card users. The Credit Card Accountability Responsibility and Disclosure Act (CARD for short) mandated consumer protections to combat harmful, unfair and deceptive practices. Pew researchers say the CARD Act does not extend to business credit cards, leaving many households at risk.

Consumers targeted for business credit card may be unaware of a card issuers' ability to change account terms in the first year, charge penalty fees for existing balances and hold an individual liable for money owed.